Policy regarding what types of public services undocumented immigrants can access vary from state to state. Recently, a change to New Jersey law was passed that allows for undocumented immigrant students to apply for financial aid as students. Under the new policy,...
Debtors must be aware of post bankruptcy collection efforts
Anyone who files for bankruptcy protection expects that the bothersome creditor calls and letters will stop. After all, that is one of the legal protections guaranteed through the automatic stay that comes with all bankruptcy filings. Indeed, most creditors follow the...
How to improve your credit score after bankruptcy
Many people talk about debt management and the possibility of filing for bankruptcy, but what options await after the dust has settled for those who take this step. Many individuals who file for bankruptcy in New Jersey and across the United states worry that...
Is there an ideal time for bankruptcy protection?
Constantly dealing with debt can be emotionally draining. Just when you think there is light at the end of the proverbial tunnel of debt, it is only an oncoming train loaded with more expenses that you are not ready to deal with. The continuous creditor phone calls,...
