Chapter 7 bankruptcy protection offers what is perhaps the fastest, most effective method of getting out of debt and returning to financial solvency. Unfortunately, many people are reluctant to avail themselves of this powerful tool. Some fear they will lose...

If you’re reading this blog then you’re probably thinking about whether bankruptcy can provide you with the debt relief you need. The answer is “yes,” but you might be worried about at what cost that relief comes. Many individuals find themselves concerned about their...

The vast majority of people in New Jersey and across the country work hard to fulfill their financial obligations. Unfortunately, unforeseen circumstances can easily derail a person's best intentions. For example, a lost job or serious medical condition can result in...

There are many organizations and businesses in New Jersey that are dedicated to achieving success. However, there are often a variety of different factors at play that could ultimately impact the ability to be successful -- often, these factors may be beyond the...

The vast majority of people in New Jersey and across the country are hard workers, dedicated to providing for themselves and their families and meeting their financial responsibilities. Unfortunately, even these people can become overwhelmed with debt, potentially...

Many people in New Jersey spend a great deal of time and energy planning for their financial future. Often, they will make sacrifices in the present to ensure a stable situation in the future. Unfortunately, these plans can come to a crashing halt, often due to...

Most people in New Jersey are hardworking individuals who are dedicated to ensuring that all of their obligations -- including their financial ones -- are met. Unfortunately, some people may experience unforeseen circumstances, such as the loss of a job or an illness...

When most people think of risk factors for financial trouble, age may not be the first thing that comes to mind. But recent figures show that older Americans may be seeking bankruptcy relief with increased frequency. New research from the Consumer Bankruptcy...

One of the most difficult types of debt to manage is student loans. This is because student loans are typically not dischargeable in bankruptcy. However, New Jersey debt holders may see this change in the future.Over 44 million borrowers in the U.S. have outstanding...

Many people looking for a fresh financial start can be confused by the different types of bankruptcy available and the laws associated with each. New Jersey individuals typically file for either Chapter 7 or Chapter 13 bankruptcy. It is important for individuals to...